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Loan Modification

: Mortgage Lender Implode-o-Meter

Risk Retention Regs Boost Mega-Bank Market Share

By Implode-Explode Heavy Industries

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Debate continues over including a 20 percent down payment requirement in new regulations defining "Qualified Residential Mortgages" (QRMs) under the Dodd-Frank Wall Street Reform and Consumer Protection Act. A QRM would be exempted from the rule requiring lenders to retain a 5 percent interest in each mortgage it securitizes; a policy called "risk retention."

Full post as published by Mortgage Lender Implode-o-Meter on March 18, 2011 (boomark / email).

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