Personal Injury Law

Getting Lost Wages Paid After a Massachusetts Automobile Accident

By ChristopherFEarley

If you were involved in a car crash in Massachusetts, the insurance company that insures the car you were in at the time of the accident will pay for your no-fault benefits.  Payment for medical bills and lost wages are the two no-fault benefits you are entitled to.  No-fault benefits are called Personal Injury Protection benefits in Massachusetts, or PIP.  However, before you may collect PIP benefits, you must complete and sign a PIP application that the insurance company sends to you.  Also, in order to verify your lost wage claim, the insurance company will require your employer to complete a Lost Wage and Salary verification form before they pay you for lost wages.  Before medical bills are paid, the insurance company must be provided with the records and bills so that they can be reviewed.

The insurance company  - for the car you were in at the time of the accident - will pay for up to 75% of your lost wages.  Total PIP payments however will not exceed $8000.00.  Therefore, PIP benefits can be exhausted up to $8000 for lost wages, medical bills, or a combination of the two.  This is spelled out in M.G.L.  c.90, 34M. 

Sometimes though, a very serious car accident can lead to devastating financial consequences.  It is not unusual for someone in such a position to consult with a Massachusetts bankruptcy attorney.  This can be a good step when lost wages and medical bills start to pile-up and the available insurance coverage is insufficient.

Full post as published by Massachusetts Personal Injury Blog on June 05, 2013 (boomark / email).