Home -> Law Blog Directory -> Indiana Blogs -> Indiana Civil & Business Lawyer

OR PHONE (866) 635-1838 for Bankruptcy Help, (866) 635-6190 for Divorce,
(866) 635-2689 for Personal Injury or (866) 635-9402 for Criminal Defense

Find a Local Lawyer

Bankruptcy (866) 635-1838
Divorce (866) 635-6190
Personal Injury (866) 635-2689
Criminal Defense (866) 635-9402

Indiana

: Indiana Civil & Business Lawyer

Dealing with Collection Agencies

ADVERTISEMENTS

You got to educate yourself about dealing with collection agencies. I had a call this past week which might have been a good FDCPA suit except that the caller muffed the time frame for taking action. Many other cases depend on the consumer knowing what to do before calling me (or another lawyer).

Jay Fleishman over at New York Consumer Litigation Blog has a very good post on the subject: Dealing With Debt Collectors 101. Read it all but I want to emphasize this for now:

Don?t hide from collection calls and letters. Debt collectors don?t go away. If they cannot reach you at home, they may start to contact your family and employers. Before unresolved debts turn into an embarrassing situation, answer the phone and tell debt collectors the truth about your situation.
***
Memorialize your conversation. Write the date, time and nature of every conversation with each creditor. Make sure to get the employee?s name or employee identification number so you can reference the conversations accurately in the future.

Thanks to Delaware Business Lawyer Blog for the link in its post Interesting Links About Debt Collection. There is more there to read, too.

The Federal Trade Commission administers the federal Fair Debt Collection Practices Act. The FTC has a FAQ (Frequently Asked Questions) page here.

Be prepared and know your rights! For more on this blog about debt collectors, just click on the links below for "Labels".

Full post as published by Indiana Civil & Business Lawyer on January 24, 2009 (boomark / email).