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Loan Modification

: Mortgage Lender Implode-o-Meter

FHA Announces Policy Changes to Address Risk and Strengthen Finances

By Implode-Explode Heavy Industries

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"The FHA will propose to take the following steps: increase the mortgage insurance premium (MIP); update the combination of FICO scores and down payments for new borrowers; reduce seller concessions to three percent, from six percent; and implement a series of significant measures aimed at increasing lender enforcement. U.S. Housing and Urban Development Secretary Shaun Donovan previewed the changes in December of last year, noting that the FHA would announce additional details before the end of January."

Full post as published by Mortgage Lender Implode-o-Meter on January 20, 2010 (boomark / email).

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