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: Structured Settlements 4Real

Exploring The In Force Structured Annuity Market-6: Deals Being Advertised

By John Darer

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The following is a link to a list of available deals to purchase structured settlement payment rights by individuals from one particular source. On the list you will see the forms of cash flow on this "used annuity lot" that are available for purchase, the price and the yield. The chart shows a range of deals ranging from 6-7% yield.

Download In Force Structured Annuity Deals Advertised 5282010

Those of our readers who sell regular annuities will recognize the format as not unlike that which one sees when selling non structured settlement primary market annuities.

I post this so that members of the structured settlement industry can see how readily such information is available and is being used in this or similar forms by financial advisors, including some settlement planners.

Through proper factfinding, ostensibly one could gain an understanding of a plaintiff's total financial needs and plug one or more in force benefit segments similar to these into the mix, combining with one or more standard structured annuities and cash to fulfill the needs.

I want to reiterate, as I have in my videos and prior blog posts, that the in force structured settlement phenomenon IS already happening.

I will also add that the response from inside and outside the industry which I have received since beginning a public exploration of the inforce market has been far more positive than negative.

On November 12 2005, one of my first blog posts disputed that "factoring is part of settlement planning". It was then a major thrust of the Society of Settlement Planners which was sucking in factoring money to survive. Essentially the SSP thrust was no more than this- that a settlement planner and/or the plaintiff's attorney owed a duty to the plaintiff to discuss factoring and IRC 5891 and to assure that certain language was in the settlement documents to assure that the plaintiff would be able to factor their structured settlement, if the need arose.

Based on the research that this author has done factoring may very well NOW be a part of settlement planning and ongoing financial planning, but from an entirely different angle- the inforce structured settlement market.

Full post as published by Structured Settlements 4Real on June 05, 2010 (boomark / email).