Personal Injury Law

Southern Missouri Single Car Accident - Driver Error and Over-correction when Vehicle Control Lost - I represent Two Minor Passengers that were Severely Injured - Insurance Limit Issues - Health Insurance Coverage and Subrogation Problems

By Benjamin J. Sansone, Esq.

Missouri car accident attorney contacted soon after two minors, between the ages of 10 and 15, were passengers in a 16 year old's car when he lost control of his vehicle near Cape Girardeau Missouri on highway 51 due to catching the shoulder and driver inattention. The driver over-corrected and went off the road and head on into a tree. Both of my young clients that were passengers were seriously injured and the driver was severely injured as well. All three occupants were taken to St Francis Hospital in Cape Girardeau Missouri for emergency medical treatment. The father of the minor children contacted me, an experienced Missouri car accident lawyer.

The driver was quoted by the reporting officer as saying: "I was coming down the road and ran off the edge of the roadway. I steered back onto the road and was going to cross over the centerline into oncoming traffic and I steered back to the right and overcorrected, ran off the road and hit the tree."

The driver has auto insurance coverage limits of 50/100, meaning that the insurance company is responsible for up to $100,000 in liability coverage per accident with an additional limit of $50,000 per injured person. Sadly, my clients are young teenagers who have both suffered permanent injures that have required surgery and in one victim the removal of intestine and colon. $50,000 will never be enough to compensate him for his personal injuries.

Often times political ads put out false propaganda about abuse of the legal system by trial lawyers and Missouri and Illinois victims of personal injury; but, you never hear about the thousands of injured Missouri and Illinois residents who every year suffer severe injuries and never recover the amounts they deserve, because insurance limits are too low and or state legislatures are now protecting insurance companies with laws that seriously inhibit an injured victims ability to recover. You never hear about the people that deserve hundreds of thousands, but only receive a few thousand. Missouri and Illinois should require $100,000 auto insurance liability minimums; until then, make sure you protect yourself by maxing out your uninsured and under-insured motorist coverage.

Car Accident Insurance - Auto Liability Insurance Minimums By State

Full post as published by Missouri Injury Law Blog on December 13, 2007 (boomark / email).