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The Federal Reserve Posts Credit Card Agreements

By Brian Wolfman

The Federal Reserve has posted the "agreements" that consumers enter into with their credit card companies. You can find the agreements of each issuer by clicking in a lengthy drop-down menu containing all the issuers' names. Or you can search the data base of all agreements using search terms of your choice. As the Fed acknowledges, the website may not be all that useful for consumers because the posted agreements "are not specific or individual account agreements. If you want to get a copy of your personal account agreement, you should contact your bank--under the Board's credit card rules, your credit card issuer must make your credit card agreement(s) available upon request." I clicked in the drop down menu for a major issuer -- Bank of America -- and got back 10 different agreements.

Full post as published by CL&P Blog on June 01, 2010 (boomark / email).